I chose Netty to help because her description reminded me much of myself. Her description described her as a group leader, and a hard working individual. It made me feel very good to help her because it feels good to give to those that are less fortunate. Kiva is a very good way to help those in need but I personally feel as though the loan policy that they have should not be the way it is. I believe that it should be that you give the money to the group or person and that they should not get it back, because some people might give a lot of money only because they know they will get it back not because it is the right thing to do. I would like to help this way in the future, but I would also like to go to a third world country to give my time, money, and effort to help make their daily lives better.